Builders Risk Insurance

Our Builders Risk product has been enhanced with an improved user interface, more coverage options and significantly lower rates for qualified risks. Complementing our already established Workers’ Compensation, General Liability, Property and Umbrella products, our enhanced Builder Risk offering is just one more way in which Builders Insurance Group is serving the insurance needs of Georgia’s Homebuilding community.

Builders Risk insurance covers a homebuilder’s property during construction and includes:

  • Building materials
  • Foundations
  • Temporary structures such as scaffolding
  • Paving, fencing, outdoor fixtures
  • Lawns, trees and plants installed by the builder

 Product Details


  • Georgia

Builders Risk from Builders Insurance Group offers much more convenience and flexibility than any product we’ve ever offered, including:

  • Option to manage your policy completely online
  • First year policy is fully earned, year two and three prorated based on completion date
  • Large builder credit available based on number of homes
  • One Shot or Monthly Reporting with additional coverage options available
  • Policy may be issued in the name of the home owner if builder qualifies

Covered property:

  • Residential new construction
  • Residential remodeling
  • Model homes and model home contents

Primary Xtra Coverages included at no additional charge:

  • Interest of subcontractors and suppliers
  • Collapse
  • Debris removal
  • Back up or overflow of sewers, drains or sumps
  • Valuable papers and records
  • Pollutant cleanup and removal
  • And more

Additional coverage options available:

  • Earthquake (pending underwriter approval)
  • Model home contents available up to $250,000 per structure
  • Soft costs
  • And more

There’s more, too. Contact your independent insurance agent to learn how Builders Insurance Group can help you take the RISK out of Builders Risk.